The questions people actually ask me.

That depends entirely on what you are being shown. Most people who tell me coverage is unaffordable have only ever seen the public marketplace, which is one slice of what exists. I look at options that are not listed there, and I build the shortlist around your actual budget. The quote is free, so finding out what you would really pay costs you nothing.

Health insurance is not really about the year you stay healthy, it is about the year you do not. One unplanned surgery, accident or diagnosis is the difference between an ordinary year and a financial emergency. If you are healthy right now, that is actually the best time to talk, because you have the widest set of options available to you.

Two reasons. First, I can see plans that are not available to you on a public website, so your shortlist is wider. Second, when something goes wrong later, a claim, a renewal, a change in your situation, you have a person to call who already knows your file. I do all of my own customer service, so that person is always me.

Because we will go through it together before you commit to anything. I will show you what each option covers, what it does not, and where the trade-offs are, in plain language. You will not be asked to sign anything you cannot explain back to me.

Nothing. The quote and the conversation are free with no obligation to enroll.

I am based in Phoenix and work throughout the Phoenix and Scottsdale area, and I am licensed in 31+ states, so I can help you even if you are not in Arizona.

Nothing formal. It helps to know roughly who needs to be covered, your ZIP code, and any doctors or prescriptions you want to keep. If you do not have that in front of you, we can still start.