Helping familiesprotect whatmatters most.
I am Madeline Fain, an independent health insurance advisor in Phoenix. I help people who do not get coverage through an employer find a plan that actually fits, and I stay their point of contact long after the paperwork is signed.
Free and no obligation. You will speak with me, not a call centre.
- 4 years
- Helping people find coverage
- 31+ states
- Licensed to serve you
- Phoenix based
- Local to Phoenix and Scottsdale
- No obligation
- Quotes are always free
If your coverage does not come from an employer, you are who I work with.
Self-employed and freelancers
You do not have an employer plan to fall back on, and the public marketplace does not know the first thing about how you actually work. I build coverage around your income and your life, not around a form.
Small business owners
Covering yourself is one problem. Covering the people who work for you is another. I will walk you through both without the jargon and without pressure.
Individuals and families under 65
Whether this is your first policy or your fifth, you should understand exactly what you are buying and why it fits. That is the part I care most about getting right.
What an independent health insurance agent actually does
Independent means I am not tied to selling one company's products. Instead of steering you toward a single product line, I compare what is genuinely available to you, including options that are not listed on the public marketplace at all.
That distinction matters most for the people I work with. If your coverage does not come from an employer, the shortlist you can build alone on a public website is narrower than the one that actually exists, and the difference is frequently where the workable answer sits.
The second half of the job is what happens after you enrol. I do all of my own customer service, so a claim in March or a change in your situation in August goes to the same person who set the plan up.
Where I work
I am based on North 16th Street in Phoenix and work throughout the metro, including Scottsdale, Mesa, Tempe, Chandler, Gilbert and Glendale. Being local is not a pleasantry here: provider networks are geographic, so whether a plan covers the hospital and specialists you would realistically use in your part of the valley is a question worth answering before you enrol.
I am also licensed in more than 31 plus states, so a household split across state lines, or work that moves you, is a solvable problem rather than a reason to start again with someone new.
You get an advisor, not an algorithm. When you call, you get me, not a queue and not a different representative every time.
Why people work with me.
Coverage tailored to you
There is no single best plan, only the plan that fits your health, your budget and your family. I start with your situation and work outward from there.
One person, start to finish
I handle all of my own customer service. When you call, you get me, not a queue and not a different representative every time.
Plans you will not find online
I have access to options that are not listed on the public marketplace, which means the shortlist I build for you is wider than the one you can build yourself.
A free, no obligation quote
There is no cost to talk to me and no pressure to buy. If nothing I show you is better than what you have, I will tell you that.
Three steps, no pressure at any of them.
- Step 1
We talk
Call me, or send the quote form. We go over who needs covering, what you spend now, and which doctors or prescriptions you want to keep.
- Step 2
I build your shortlist
I compare what is genuinely available to you, including options that are not listed on public marketplaces, and bring back the ones that fit.
- Step 3
You decide, I stay
You pick the plan you understand and want. I handle the enrolment, and I am still the person you call when something changes.
The two things people say to me most.
Neither is a bad question. Both usually come from having been shown a very narrow slice of what is actually out there.
Read all the questions“It is too expensive.”
Usually that means you have only seen the public marketplace. I look wider, and finding out what you would really pay costs you nothing.
“I am healthy, I do not need it.”
Being healthy right now is exactly when you have the widest set of options open to you. That is the best time to look, not the worst.
Let's find the plan that actually fits.
The quote is free, there is no obligation, and you will be talking to me. If what you already have is the better deal, I will tell you so.